Dubai Home Ownership Support Program: A Game Changer for First-Time Buyers
For Dubai residents dreaming of owning a home, a major opportunity has arrived. The Dubai government has launched a groundbreaking home ownership support program aimed at first-time buyers—including both UAE nationals and expatriates. With flexible payment options, reduced property prices, and favorable mortgage terms, the era of long-term renting may be coming to an end.
Who Is Eligible?
The program is open to anyone over 18 who has never previously purchased a freehold property in Dubai. Whether you're a UAE citizen or an expatriate, you can apply—provided this will be your first home in the emirate.
Key Benefits of the Program
Participants gain exclusive access to a suite of advantages designed to make homeownership both affordable and accessible:
Priority access to new real estate developments across prime Dubai locations
Discounted property prices at launch stages
Extended payment plans offering 5 to 10 years of flexible installments
Low-interest mortgages with simplified approval processes
Zero-interest, installment-based title deed payments
Program Requirements
To qualify, the home you intend to buy must:
Have a value no greater than AED 5 million
Be your first ever freehold property in Dubai
Not require proof of income, although creditworthiness will play a role in mortgage eligibility
How to Apply
Applications can be submitted through the official Dubai Land Department website or via the Dubai REST mobile app. Once your registration is accepted, a personal QR code is generated, allowing for streamlined communication with developers and authorities. While no deadline has been officially announced, early applications are strongly encouraged due to expected high demand and limited availability in some projects.
Why This Support Scheme Matters
This initiative marks a significant shift in Dubai’s real estate strategy—making property ownership attainable for a wider segment of the population. It reduces financial entry barriers and gives qualified buyers access to premium developments with added perks. Instead of renting long-term, residents now have the chance to invest in their own future.
Smart Tips for Applicants
Explore upcoming property launches and choose one that matches your needs
Consult with banks about mortgage eligibility and conditions in advance
Submit your application early to secure your spot in limited-availability projects
Research participating developers and understand the project timelines and amenities
Explore More with Guide of Dubai
Whether you're planning your first visit or you're a returning explorer, Guide of Dubai offers you everything you need to design your perfect trip. From top attractions to travel essentials, here’s how you can make the most of your Dubai experience:
Dubai Tour Guide Services
Looking for a professional dubai tour guide or want to learn more about dubai tour guide license and training opportunities? We offer access to private tour guide dubai experiences as well as insights into tour guide jobs in dubai.
Where to Stay in Dubai
Find the most luxurious or budget-friendly options with our handpicked hotels in Dubai. Whether you're after beachfront views or urban chic, our dubai travel guide helps you book with ease.
Dine at the Finest Restaurants
Experience award-winning cuisines with our restaurant guide. From authentic Emirati flavors to global culinary excellence, discover why the michelin guide dubai is just the beginning.
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Embark on a journey through the city's landmarks with our Dubai city tour. Get your get your guide dubai experience tailored to your preferences.
Must-visit attractions include:
Make your itinerary unforgettable with our activities list.
Thrill Seekers Welcome
Craving adrenaline? Join a desert safari, try dune bashing, camel rides, or watch a sunset over the sand dunes.
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Need a vehicle? Our car rental options let you explore freely. Whether you need a sports car or family SUV, we’ve got the right set of wheels for you.
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Plan with Confidence
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Dubai Visa Types and Fees (2025)
30 Days Single Entry Visa
Adult: $125 | Child: $80
This visa is ideal for short-term visits to Dubai. It allows a single entry, meaning you can enter and exit the country only once. It's suitable for tourists or short business trips.
30 Days Multiple Entry Visa
Adult: $210 | Child: $160
This option is perfect for travelers who need to enter and exit Dubai multiple times within 30 days. It’s especially convenient for those planning to visit neighboring Gulf countries during their stay.
30 Days Visa Extension
Adult & Child: $330
If you’re already in Dubai and wish to extend your stay, this service allows you to add 30 more days to your existing tourist visa without leaving the country.
60 Days Single Entry Visa
Adult: $190 | Child: $140
Planning a longer vacation or business visit? This visa allows you to stay in Dubai for up to 60 days with a single entry.
60 Days Multiple Entry Visa
Adult: $300 | Child: $280
This visa lets you enter and exit Dubai multiple times within a 60-day period. It's ideal for business travelers or those exploring multiple destinations in the region.
Visa Cancellation
Adult & Child: $75
This fee applies when canceling a visa. If you plan to apply for a new visa, the previous one may need to be canceled first.
Express Service
Adult & Child: $50
Need a visa quickly? The express service ensures faster processing compared to the standard timeline, ideal for urgent travel plans.
Travel Insurance
Adult & Child: $20
While not mandatory for entry, travel insurance is highly recommended. It covers potential issues such as medical emergencies or baggage loss during your trip.
Own the Future: Why Now Is the Time to Buy in Dubai
Dubai’s new home ownership support program offers more than property—it offers a future. With unprecedented access to flexible financing and government-backed benefits, now is the ideal time for first-time buyers to make a move. Whether you're an expat dreaming of stability or a resident seeking long-term investment, this program opens the door to a lifestyle once reserved for a few. Take the leap, start your journey, and transform your living situation today.